Less stress. More farming
Loans/Credit
As we've mentioned elsewhere, farming is a business. Like any business, there are times when loans can be helpful in building the business. A loan enables you to invest in your business on the assumption that that investment will pay dividends that will enable you to repay your loan and more down the road. However, loans should never be taken lightly and it's a good idea to consult an expert if you're unsure. If you don't know such an expert, contact us and we can help you find one.
Here is a list of organizations that provide up-to-date loan information
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Click on the logo in each to visit their website
Vermont Agency of Agriculture
Lists a number of grants and loans that are available to Vermont farmers.
Vermont New Farmer Project
Part of UVM Extension. Their website provides a list of loan resources available to new farmers.
Vermont Farm Fund
The Vermont Farm Fund is a program of The Center for an Agricultural Economy. In partnership with Pete's Greens, they provide no-hassle, friendly-term loans to Vermont farmers and food producers.
NOFA-VT
Part of the national Farm Credit System, they provide loans, leases and crop insurance.
The Carrot Project
The Carrot Project works with farm and food businesses in New England and the Hudson Valley, supporting their successes by helping them build the financial management skills to help their businesses thrive.
Vermont Agricultural CreditCorporation
A nonprofit part of VT Economic Development Authority provides credit to Vermont farmers, agricultural facilities, forestry and forest product-based businesses.
USDA Farm Loans
The United States Department of Agriculture, Farm Service Agency of Vermont provides a list of loans available to Vermont farmers as well as contacts for USDA Vermont-based staff who can help.
Yankee Farm Credit
Part of the national Farm Credit System, they provide loans, leases and crop insurance.
Vermont Community Loan Fund
The VCLF Food, Farms & Forests Fund was established to consolidate, grow and sustain the capital and supporting services for small farms, food producers, and the working landscape throughout Vermont.